At Jim Hudson Buick-Pontiac-GMC-Saab we
respect the confidentiality of your personal information, and it is our
ongoing responsibility to ensure that it is protected. We are providing you
with this notice to inform you of how Jim Hudson Buick-Pontiac-GMC-Saab
responsibly uses and safeguards your nonpublic personal information. By
"nonpublic personal information" we mean personally identifiable information
that has not been obtained from a public source. Some examples of this are
your social security number or the name of your employer. We encourage you
to read this notice and to call, visit or email us if you have any
questions.
The following is our continuing commitment to the responsible use and
protection of your confidential information:
a) Protection of Confidential Information:
We will safeguard, according to prudent security standards, the confidentiality of all nonpublic personal information you provide for us.
b) Collection, Use and Retention of Confidential Information:
Jim Hudson Buick-Pontiac-GMC-Saab limits the collection, use and retention of
confidential information to what we believe is necessary to administer our
business, to provide you with exceptional quality service, to comply with
regulatory retention of information, and to make available to you other
promotions, services, and opportunities that may be of benefit or interest
to you. For example, your information may be used to evaluate your
eligibility for a loan or other services.
c) Information Collection:
We may collect:
- Information we receive from you on
applications and forms, or other information that you provide for us ?
for example: your income or where you work;
- Information you voluntarily submit for
example, your fax number, your e-mail address;
- Information about your transactions with
our affiliates, others or us.
- Information we receive from a consumer-reporting agency, such as
your creditworthiness, your employment verification, etc.
d) Security Procedures to Protect Confidential Information:
A fundamental element of
safeguarding your confidential information is to provide protection against
unauthorized access or use of this information. We restrict access to
nonpublic information about you to those employees who need to know that
information to provide products or services to you. We maintain physical,
electronic, and procedural safeguards that comply with federal regulations
to guard your non-public information.
e) SharingInformation with Third Parties Outside of Jim Hudson Buick-Pontiac-GMC-Saab:
We may be required to or may share some or
all of the information that we collect about you, as permitted by law, for
the following purposes-
- to third parties to process or service a
financial transaction that you requested or authorized
- to insurance companies who underwrite
your vehicle
- to state registration agencies, our
regulators and auditors
- to consumer reporting agencies
- to vehicle manufacturer
- to third parties that assist us in
marketing our accounts and service
- to third parties that provide support
for services for our products, such as companies that service our
mailings.
- to respond to a subpoena, court order or judicial process.
Before we
can accept your application, you must read and agree to the following:
I certify that the information provided by me is correct. I also understand
that you will be checking with credit reporting agencies. I authorize an
investigation of my credit and employment history, receipt of a GLB privacy
act notice by mail, and the release of information about my credit
experience to a third party lending institution.